An omnichannel digital banking platform
Fintech
2 years
Ireland
2018 - 2019
Custom software developmentFrontend Development
AngularCI & JenkinsGoogle Maps(AR)Highcharts.jsIonic3
Dedicated team behind the project






The client
A company that delivers omnichannel banking software and solutions to over 100 banks in 60 countries.
They needed an omnichannel digital banking platform that would provide various inventive banking features and increase profitability with an attractive Zero-Capex commercial model. One of the requirements was for the app to have a customizable interface that could be modified to meet each client’s needs.
The challenge
The existing mobile banking platform had legacy code that was performing at low speed, and its UI was outdated. We had to find the right technology stack to migrate to and develop advanced app features that would work perfectly on a variety of mobile operating systems and devices.
One of the greatest challenges was to create a customizable UI that lets third parties enable/disable features to their preferences. Our team had to follow FinTech software development regulations due to handling sensitive user information.
Approach / what was done
We overhauled the outdated system, enhanced its security, and improved the overall performance. The app is being turned into a full-scale mobile banking platform, reliable for preserving and managing the patients’ sensitive data. Also, the AWS migration process led to improved app efficiency.
Our engineers created several MVPs to pick the best solution.
We migrated the old code from AngularJS to Ionic before adopting a new approach and developing features from scratch.
Implemented features
Our team developed multiple proofs-of-concept (PoCs) to explore the potential of a new technology stack. Through this process, our engineers were able to identify the most effective solution for the project.
We migrated the old code from AngularJS to Ionic before adopting a new approach and developing features from scratch.
We added several new features to the app, including the ability to send money between mobile phones, view banking information offline, and accept or redeem loans.
The new interface of the white-label banking platform allows different banks to purchase the app and customize it with their own logos, designs, and features. This flexibility makes the app more appealing to a wider range of users.
Additional features
- Optimized the software for multiple platforms
- Added real-time directions to the nearest bank branch location
- Provided with analytics and charts of the users’ spending
- Enabled touch ID identification
- Ensured quick document upload



Results
Award
The client received an award in The Global Edition of Celent’s Report 2020
compliant
The system had been undergoing penetration and vulnerability testing quarterly. Security experts regularly reviewed the codebase, ensuring adherence to security standards
app
Optimized for Android, iOS, and mobile web browsers
Interface
Each bank can customize the app according to its brand books via CSS variables
